Conventional Loans:

1. Available in 30-year and 15-year terms.
2. Applicable for primary residences with a home value of $600,000.
3. Requires a down payment of $100,000 (80% LTV).
4. Assumes a credit score of 780.
5. Located in California.

VA Loans:

1. 30-year term option available.
2. No down payment required (100% LTV).
3. Applicable for home values of $600,000.
4. Assumes a credit score of 780.
5. Located in California.

FHA Loans:

1. 30-year term option available for primary residences.
2. Applicable for home values of $400,000.
3. Requires a down payment of $14,000 (96.5% LTV).
4. Assumes a credit score of 780.
5. Located in California.

Important Information:

1. Payments do not include taxes and insurance premiums; actual payments will be higher.
2. State and county maximum loan amount restrictions may apply.
3. These figures are for estimation purposes only and may not reflect the exact terms of your loan.
4. Your actual rate and payment could be higher; get an official Loan Estimate before choosing a loan.
5. Loan approval is subject to underwriter review; not all applicants will be approved.
6. The scenarios assume a credit score of 780, and an escrow account will be set up for payment of taxes and insurance.
7. Rates are subject to change based on market conditions.
8. This is not a commitment to lend.